The Debt Snowball Method (Here’s How to Do It Without Missing Anything) If you’ve heard about the debt snowball method, you’ve probably heard the “fun” part: pay off your smallest debt first, get a quick win, then roll that payment into the next one. But here’s the part nobody glamorizes—yet it’s the part that makes the whole thing work: Step #1 is to list all your debts. And not in a vague “I kind of know what I owe” way. I mean: every debt, every balance, every minimum paym